Terms of Use

These terms apply to your use of kivi (https://kivi.tools), operated by Pino Australia Pty Limited ("we", "us"). By using kivi, you agree to them. If you do not agree, please do not use the site.

Using kivi

kivi provides free online calculators and related content for general business use. You may use the tools for your own personal or business purposes. Please do not misuse the site, for example by attempting to disrupt it, scraping it at a scale that affects its performance, or copying and republishing its content or tools as your own.

Results are estimates, not advice

Calculator results depend on the numbers and assumptions you enter, and are provided for general information only. They are not financial, tax, accounting, customs or legal advice. Fees, tax rates, duties and other rates change and vary by country and situation, so check them with the relevant provider, authority or a qualified professional before making decisions.

Accuracy and availability

We work to keep our formulas and content accurate, but kivi is provided "as is" and "as available". We do not guarantee that the site will be error-free or always available, and we may change or remove tools at any time.

Limitation of liability

To the extent permitted by law, we are not liable for any loss or damage arising from your use of kivi or reliance on its results. Nothing in these terms excludes any rights you have under the Australian Consumer Law or other laws that cannot be excluded.

Intellectual property

The kivi name, logo, design, content and software belong to Pino Australia Pty Limited. You may link to kivi and share results. Any embedding or reuse beyond that requires our permission or must follow the terms of a feature we provide for that purpose.

Third-party links

kivi may link to other websites. We are not responsible for their content, products or practices.

Privacy

Our Privacy Policy explains how we handle information.

Changes

We may update these terms from time to time. The date at the top shows the latest version.

Governing law

These terms are governed by the laws of Victoria, Australia.

Contact

Pino Australia Pty Limited, Melbourne, Australia. Email: hello@kivi.tools